http://lamptonengleagency.com Tue, 18 Nov 2008 19:59:31 +0000 http://backend.userland.com/rss092 en In the face of financial insecurity in the market place, workers and retirees need to have assurances that their money is safe, sound, secure.  We would like to help.  One of the issues facing workers today is the management of their 401K retirement accounts upon separation from service with an ... http://lamptonengleagency.com/102/security-during-these-uncertain-financial-times/ Most home fire deaths happen between 10 o'clock at night and 6 in the morning.  Many victims die because of smoke and toxic gases, not the fire itself.  Smoke detectors can wake you and give you time to escape.  When purchasing a smoke alarm, look for one that is accepted ... http://lamptonengleagency.com/101/smoke-alarms-can-save-your-life/ The Federal Emergency Management Agency (FEMA) publishes a variety of materials that deal with preparation, prevention, and safety tips for homes. Preparing for winter requires special inspection and maintenance steps to prevent damage and danger to occupants.   Before Winter Storms and Extreme Cold Add the following supplies to your disaster supplies kit: Rock ... http://lamptonengleagency.com/100/home-safety-and-winter-preperation/ According to a 2003 study by the Insurance Research Council, the leading property/casualty research organization in the United States: Between 1997 and 2002, the average medical liability payment to claimants in “serious” accidents, that is, accidents in which one person was admitted to a hospital, was $46,199. Between 1997 and 2002 ... http://lamptonengleagency.com/99/why-adequate-coverage-is-so-necessary/ See above photos of my office and our roof damage, notice the very top of the roof and the missing shingles Some Homeowner coverage's relating to the wind damage from Ike 09/14/08   Ohio has been declared a disaster from the storm that produced 80 MHP winds on 9/14/08.  The last time Ohio ... http://lamptonengleagency.com/83/storm-damage-from-ike/   As many as a million Americans may have been affected by identity theft during the last year alone, according to the federal trade commission.  Identity theft is when someone wrongfully obtains and uses another person's personal data in some way that involves fraud or deception, typically for economic gain or ... http://lamptonengleagency.com/81/identity-theft-and-your-homeowners-insurance/ The main reason for buying life insurance is LOVE.  There are other less important reasons, such as business continuation, funding buy-sells, paying estate taxes, but they all boil down to love.  Why is it so important?  Try to imagine for a moment those left behind and the financial burden they ... http://lamptonengleagency.com/78/the-importance-of-life-insurance/ What Does It All Mean? Insurance companies use terms that are difficult for some folks to translate so it can be understood.  We will attempt to help define some terms and try to simplify them so they are easier to understand. Comprehensive or "Comp":  This term refers to coverage for your car.  ... http://lamptonengleagency.com/76/auto-insurance-in-english-please/ What is and what isn't covered regarding a rented car It is summer time, the time for family vacations.  How will the personal auto policy cover a rented car?  Does the credit card company cover it?  What about buying the protection from the rental car agency?  Insurance companies will vary on how they provide coverage to ... http://lamptonengleagency.com/68/rented-car-coverage/ Top 10 ways to lower your auto insurance rates from Edmunds.com   Top 10 Ways To Lower Your Car Insurance Bill By Warren Clarke, Automotive Content Editor If you're shopping for car insurance, you know there are certain crucial factors influencing your rate that are out of your hands. Such factors include your age, ... http://lamptonengleagency.com/67/auto-insurance-savings-tips/